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''The Wealthy Barber'' is a financial planning book franchise by Canadian author David Chilton. ==Plot summary== The book is structured around a story of three people in their late 20s visiting Roy, the title character, for lessons in financial planning. Each chapter of the book describes a different visit and a different element of financial planning. Each month along with their lessons the three students are required to start carrying out the actions prescribed by Roy. In addition to these individuals, Roy also shares his financial knowledge with the customers of his barber shop. The story is set primarily in Sarnia, Ontario, where Roy has been operating a barber shop for several decades. As a young man, Roy had planned to become a lawyer, but those plans are derailed. He ends up taking over his father's barber shop. Worried about money, Roy visits Mr. White, one of the town's wealthiest men, and asks for advice on financial planning. This advice paves the way for Roy's accumulating wealth. The basis of the book is Roy's advice to "save 10 per cent of all that you earn and invest it for long-term growth." In that, it draws from the advice first set forth in The Richest Man in Babylon. Subsequent chapters discuss wills and life insurance, RRSPs, buying a home, income tax and saving and spending. Roy (and thus Chilton) is not as harshly anti-debt as some other authors, like Dave Ramsey. However Roy does advise that extra money should go to pay off debt, and that credit cards are "anathema" to well-run personal finances. Roy does believe that if you are investing 10% and maxing out your RRSP, day-to-day spending doesn't matter too much to your overall financial picture. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「The Wealthy Barber」の詳細全文を読む スポンサード リンク
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